Pay1

About Pay1

Pay1 is a prominent Indian retail-tech and fintech platform focused on digitizing and empowering the unorganized retail sector, particularly small *kirana* stores and local merchants. Founded in 2012 and headquartered in Mumbai, the company connects manufacturers, distributors, and retailers to create a unique business ecosystem tailored to the Indian market. Pay1 operates in over 1,000 cities, serving approximately 23 million customers and connecting 300,000 to 400,000 retailers. The company offers a wide range of digital financial and non-financial services through its mobile app, web portal, and mPOS devices. These services include mobile recharges, utility bill payments, domestic and cross-border money transfers, micro-ATM banking services, and insurance products. Pay1 also provides retail technology solutions, such as mPOS software, customer relationship management tools, and digital ledger services. Additionally, it facilitates travel bookings and PAN card services, enhancing convenience for both retailers and consumers.